Our Privacy Pledge to You

At I.U.O.E. #9 Credit Union, trust has always been the foundation of our

relationship with our members.  Because you trust us with your financial and

other personal information, we are committed to respect your privacy and

safeguard that information.

The privacy of your personal information is important to the credit union.

We want our members to know about the information that the credit union

collects about you, and how this information might be used.

                                      Information We Collect

We collect nonpublic personal information about you from the following

sources:

     P    Information we receive from you on applications or other forms, such

     as your name, address, social security number, assets and income;

     P    Information about your transactions with us, our affiliates, or others,

     such as your account balance, payment history, parties to

     transactions and credit card usage; and,

     P    Information we receive from a consumer reporting agency, such as

     your creditworthiness and credit history.

                                     Information We Disclose

We may disclose all of the nonpublic information about you we collect as

described above.

                                 Who May Receive This Information

We may disclose some or all of the information we collect as described

above to the following types of third parties:

     P    Financial services providers such as insurance agents.

     P    Non‑financial companies, such as direct marketers.

     P    Others, such as non‑profit organizations.

We may disclose nonpublic personal information about you to nonaffiliated

third parties as permitted by law.

                                      Our Security Measures

We restrict access to nonpublic information about you to those employees

who need to know that information to provide products or services to you.

We maintain physical, electronic and procedural safeguards that comply with

Federal regulations to guard your nonpublic personal information.

                                         You May Opt Out

If you prefer that we do not disclose nonpublic information about you to

nonaffiliated third parties, you may opt out of those disclosures, that is, you

may direct us not to make those disclosures (other than disclosures

permitted by law).  If you wish to opt out of disclosures to nonaffiliated third

parties, you may send a written request to:

                                     I.U.O.E. #9 CREDIT UNION

                                          P.O. Box 40008

                                    Denver, CO     80204‑0008